Residential Mortgage Rates

These are MCAP's posted residential rates for new business on Prime "A" qualified mortgages. Actual rates committed to qualified borrowers may differ. Please contact MCAP at the link below to learn more. Rates are subject to change without notice.


Effective Date: Friday May 11, 2012
Prime Rate
TermRate
MCAP Prime Rate3.00%
BMO Prime Rate3.00%
Fixed Rates
TermPosted Rate
6 month convertible4.45%
1 year open6.30%
1 year closed3.60%
2 year closed3.95%
3 year closed4.35%
4 year closed4.89%
5 year closed5.44%
7 year closed6.39%
10 year closed6.75%
Variable Interest Rates
TermBest Rate
VIP M-Power (5 Year) 3.00%
Stated Income Program
TermPosted Rate
3 year closed 4.35%
4 year closed 4.89%
5 year closed 5.44%
Small Rental - Conventional
TermPosted Rate
5 year closed 5.44%
VIP M-Power (5 Year) 3.50%
Secondary Home
TermPosted Rate
3 year closed 4.35%
4 year closed 4.89%
5 year closed 5.44%
TermBest Rate
VIP M-Power 3.00%
Lines of Credit
TermBest Rate
Home Account 3.50%
Home Account Plus 3.50%
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